Mortgage For Investment Property

An investment property mortgage is for properties you plan to rent out or generate income from. It differs from a residential mortgage, which is for your primary residence. Key differences include higher down payments and slightly higher interest rates for investment properties.

We finance a range of investment properties, including rental properties, vacation homes, and commercial real estate.

Eligibility criteria typically include credit score, income, down payment, and debt-to-income ratio. Specific requirements may vary, so it's best to consult with our experts.

Down payment requirements vary but generally range from 20% to 30%, depending on the lender and the type of property.

We offer competitive interest rates and flexible terms, including both fixed and variable rates, tailored to your needs.

Yes, you can get pre-approved, which helps you understand your budget and makes you a more attractive buyer to sellers.

Expect fees like appraisal and legal fees. Closing costs may include insurance premiums and application fees.

Yes, we offer refinancing. It allows you to adjust your mortgage terms, potentially lowering your interest rate or accessing equity.

The approval timeline varies but generally takes a few weeks. We strive to make the process as efficient as possible.

Yes, we tailor mortgage solutions to your specific investment goals, ensuring they align with your financial objectives.