Mortgage Blog
Your Calgary and Alberta Mortgage Expert
Mortgage Renewals in Early 2025 – Where Might Rates End Up?
May 4, 2025 | Posted by: Manpriit Pabla
A friendly guide for Canadian homeowners who are about to renegotiate one of the biggest contracts of their lives. Introduction - Why Everyone Is Talking About 2025 Renewals If your mortgage is co ...
read moreFinding the Right Punjabi Mortgage Advisor and Specialist in Calgary: Your Guide to Better Home Financing
April 21, 2025 | Posted by: Trintty Mortgage
Buying a home is one of your life’s critical financial decisions. Whether you are a first-time or looking to refinance, working with the right Punjabi Mortgage Advisor Calgary is important. For ...
read moreApril 16 - 2025 - Bank of Canada holds policy rate at 2.75%
April 16, 2025 | Posted by: Manpriit Pabla
The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. The major shift in direction of US trade policy a ...
read moreTariffs and Their Effect on Interest Rates: What Canadian Homeowners Should Know
April 5, 2025 | Posted by: Manpriit Pabla
You might be surprised to learn how tariffs-taxes on imported goods-can affect your mortgage or home-buying plans. Tariffs can indirectly influence interest rates, which impacts mortgage payments and ...
read moreGet Expert Advice from Manpriit Pabla, an Experienced Punjabi Speaking Mortgage Broker in Calgary, AB
April 2, 2025 | Posted by: Trintty Mortgage
Are you a Punjabi-speaking first-time home buyer or a seasoned investor or homebuyer seeking to refinance in Calgary? If so, look no further and consider the professional Punjabi speaking Mortgage Bro ...
read morePros & Cons of Paying Off Your Mortgage Before Retirement
March 21, 2025 | Posted by: Manpriit Pabla
If retirement is approaching, you may be considering whether it's wise to pay off your mortgage early. As with many significant financial decisions, there isn't a one-size-fits-all answer. However, ...
read moreMarch 12-2025 - Bank of Canada reduces policy rate by 25 basis points to 2.75%
March 12, 2025 | Posted by: Manpriit Pabla
The Bank of Canada today reduced its target for the overnight rate to 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. The Canadian economy entered 2025 in a solid position, with infl ...
read moreMortgage Renewal Coming UP and rates higher than 5 yrs ago - Consider increasing your amortization?
March 7, 2025 | Posted by: Manpriit Pabla
If your mortgage renewal date is approaching, it's important to take action. You might notice something that's hard to ignore: interest rates are significantly higher now than five years ago. You're n ...
read moreHow will tariffs potentially affect Interest rates
February 26, 2025 | Posted by: Manpriit Pabla
As a mortgage broker in Canada, I often get questions about how global economic events might affect our financial landscape, particularly when it comes to interest rates and the cost of borrowing. One ...
read moreIs Now the Right Time to Refinance Your Mortgage?
February 5, 2025 | Posted by: Manpriit Pabla
With interest rates in Canada decreasing, many homeowners are considering whether this may be the ideal time to refinance. Refinancing involves replacing your current mortgage with a new one, idea ...
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