Mortgage Blog

Spring 2026 Home Buying Canada, Listings vs Affordability

February 24, 2026 | Posted by: Manpriit Pabla

Spring 2026 Home Buying in Canada, Why More Listings Still Do Not Automatically Mean Affordable Payments If you are shopping for a home this spring, you may be hearing a confusing message, there ar ...

Insured v/s Uninsured Mortgages in Canada: A Guide for Calgary Home Buyers

February 19, 2026 | Posted by: Trintty Mortgage

Are you planning to buy a home in Calgary? If so, it is important to choose the right mortgage type. One of the most common challenges many home buyers face is choosing between Insured v/s Uninsu ...

Calgary Mortgage Rates V/s Other Canadian Cities: A Comparison

February 14, 2026 | Posted by: Trintty Mortgage

When planning to buy a home in Canada, one of the biggest factors influencing the decision is the current mortgage rates in Calgary.Several factors influence mortgage rates in Calgary. These include n ...

Canada's Rental Market Overview for 2025 and going into 2026

February 10, 2026 | Posted by: Manpriit Pabla

Canada's rental market finally showed signs of breathing room in 2025. After several years of ultra-tight conditions, CMHC reports that vacancy rates rose across all major census metropolitan areas (C ...

Jan 28-2026-Bank of Canada maintains policy rate at 2.25%

January 28, 2026 | Posted by: Manpriit Pabla

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The outlook for the global and Canadian economies is ...

Insured Mortgage Rules and Affordability in 2026: A Practical Guide for Canadian Homebuyers

January 25, 2026 | Posted by: Manpriit Pabla

If you are trying to buy a home in Canada right now, you have probably felt the disconnect. Rates are lower than they were at the peak, but affordability still feels tight. Home prices in many ...

What is the Average Mortgage Refinancing Rate Trend in Calgary Over the Past few Years?

January 17, 2026 | Posted by: Trintty Mortgage

Calgary Mortgage Refinancing follows a wider Canadian mortgage cycle over the past several years. However, the Mortgage refinancing rates in Calgary were very low during the COVID era, and this m ...

Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada

January 13, 2026 | Posted by: Manpriit Pabla

If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ...

Private Mortgage v/s Hard Money Loans in Calgary: Key Differences

January 9, 2026 | Posted by: Trintty Mortgage

Are you one of those individuals in Calgary whom traditional banks refused to provide loans? If so, you need to consider the alternative lending options.Two of the most popular choices of alternative ...

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada

December 23, 2025 | Posted by: Manpriit Pabla

Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...

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