Mortgage Blog
Your Calgary and Alberta Mortgage Expert
With Inflation at 1.7%, What This Means for Canadians Considering a Home Purchase or Mortgage Refinance
August 19, 2025 | Posted by: Manpriit Pabla
Did You Know? Did you know that Canada's latest inflation figure has cooled to 1.7% according to Statistics Canada? For everyday Canadians, this is more than a headline. It can point to lower bor ...
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Mortgage Pre-Approval with Poor Credit: Is it possible in Calgary?
August 19, 2025 | Posted by: Trintty Mortgage
Do you have a poor credit score? If you think you may not get mortgage preapproval because of your poor credit in Calgary, then you need to change your thoughts.Mortgage Pre-approval with poor credit ...
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Is the Mortgage Stress Test on the Way Out?
August 7, 2025 | Posted by: Manpriit Pabla
Is the Mortgage Stress Test on the Way Out? How OSFI's New Loan-to-Income Rules Could Reshape Borrowing in 2025-26 Canadian borrowers have spent the past seven years living with the mortgage "s ...
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What is a Private Mortgage Lender? A Complete Guide for Calgary Borrowers
August 6, 2025 | Posted by: Trintty Mortgage
Are you struggling to get a traditional mortgage in Calgary? If so, note that you are not alone. The strict lending norms and rising home prices have made it harder for many individuals to qualify for ...
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Bank of Canada holds policy rate at 2.75%
July 30, 2025 | Posted by: Manpriit Pabla
The Bank of Canada today maintained its target for the overnight rate at 2.75%, with the Bank Rate at 3% and the deposit rate at 2.70%. While some elements of US trade policy have started to become m ...
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Mortgage Payments Ease, Renewal Stress Grows in Canada
July 16, 2025 | Posted by: Manpriit Pabla
Mortgage Payments Are Easing Yet Renewal Stress Is Real It feels like a collective exhale. After two grueling years of rapid interest‑rate hikes, the Bank of Canada has paused an ...
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How Your Job Type Affects Your Mortgage Pre-Approval Rate in Calgary?
July 12, 2025 | Posted by: Trintty Mortgage
Are you applying for the mortgage pre-approval in Calgary? If so, as a home buyer, you need to focus on many factors including your credit score, down payment and debt-to-income ratio. However, t ...
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How to Get a Fast Mortgage Pre-Approval in Calgary- Even with Bad Credit?
July 11, 2025 | Posted by: Trintty Mortgage
Are you seeking to buy a home in Calgary? If so seeking mortgage pre-approval is the first step in this journey.This process gives the home buyers a clear picture of their budget; builds trust with se ...
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Double-Barrel Down Payments: FHSA + New $60k HBP Withdrawal Rules Explained
July 9, 2025 | Posted by: Manpriit Pabla
Scraping together a competitive down payment in 2025 often feels like a marathon. But two revamped federal programs-the First Home Savings Account (FHSA) and the beefed-up Home Buyers' Plan ...
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Bank of Canada June Rate Hold: Mortgage Strategy 2025
June 23, 2025 | Posted by: Manpriit Pabla
Why the June Rate Hold Matters On June 4 2025, the Bank of Canada (BoC) left its overnight rate unchanged at 2.75 % for the fourth meeting in a row (Source: Bank of Canada press release, June 4 202 ...
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