Mortgage Blog

Your Calgary and Alberta Mortgage Expert

What Factors Affect Mortgage Rates in Calgary?

What Factors Affect Mortgage Rates in Calgary?

October 14, 2026 | Posted by: Trintty Mortgage

What Factors Affect Mortgage Rates in Calgary? When you start looking for a mortgage in Calgary, one of the first things you will notice is that mortgage rates can vary from one borrower to another. ...

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Second Mortgage vs. Mortgage Refinancing: Key Differences

Second Mortgage vs. Mortgage Refinancing: Key Differences

October 8, 2026 | Posted by: Trintty Mortgage

Second Mortgage vs. Mortgage Refinancing: Key Differences If you own a home in Calgary and need access to additional funds, you may be considering a second mortgage or mortgage refinancing. Both opti ...

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Mortgage Renewal 2026: What a Rate Hold Means for You

Mortgage Renewal 2026: What a Rate Hold Means for You

October 7, 2026 | Posted by: Manpprit Singh Pabla

Renewing Your Mortgage This Fall? What a Bank of Canada Rate Hold Means for You Your mortgage renewal arrives, and the payment is higher than you expected. Yet the latest headline says the Bank ...

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Has Your Income Changed? What to Check Before Refinancing Your Mortgage

Has Your Income Changed? What to Check Before Refinancing Your Mortgage

September 14, 2026 | Posted by: Manpprit Singh Pabla

Your hours have been reduced. You have started a new job. Or your household is managing on one income while you work out what comes next. If you own a home, refinancing may seem like a practical way t ...

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Sept 2-2026 - Bank of Canada maintains the policy rate at 2.25%

Sept 2-2026 - Bank of Canada maintains the policy rate at 2.25%

September 2, 2026 | Posted by: Manpprit Singh Pabla

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping ...

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Canada Housing Starts Slow: What Buyers Should Know

Canada Housing Starts Slow: What Buyers Should Know

August 21, 2026 | Posted by: Manpprit Singh Pabla

Canada is still building a significant number of homes, but the latest housing construction numbers show that the pace of new projects is beginning to slow. For Canadians hoping to buy a home, ...

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Canada Is Building More Homes, Why Is Buying Still Hard?

Canada Is Building More Homes, Why Is Buying Still Hard?

August 5, 2026 | Posted by: Manpprit Singh Pabla

You may have seen headlines suggesting that Canada is building more housing. That sounds like good news for homebuyers, and in many ways it is. More homes are essential to improving housing choice ...

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Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?

Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?

July 24, 2026 | Posted by: Manpprit Singh Pabla

Canadian homebuyers are hearing two different messages. One suggests that more homes are being built and buyers should wait for additional supply. The other warns that slower construction could limit ...

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July 15-2026 - Bank of Canada maintains the policy rate at 2.25%

July 15-2026 - Bank of Canada maintains the policy rate at 2.25%

July 15, 2026 | Posted by: Manpprit Singh Pabla

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada's economy is showing signs of improvement. Gro ...

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What is the Average Mortgage Refinancing Rate Trend in Calgary Over the Past few Years?

What is the Average Mortgage Refinancing Rate Trend in Calgary Over the Past few Years?

July 10, 2026 | Posted by: Trintty Mortgage

Calgary Mortgage Refinancing follows a wider Canadian mortgage cycle over the past several years. However, the Mortgage refinancing rates in Calgary were very low during the COVID era, and this m ...

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