Mortgage Blog

Your Calgary and Alberta Mortgage Expert

Canada Housing Starts Slow: What Buyers Should Know

Canada Housing Starts Slow: What Buyers Should Know

August 21, 2026 | Posted by: Manpprit Singh Pabla

Canada is still building a significant number of homes, but the latest housing construction numbers show that the pace of new projects is beginning to slow. For Canadians hoping to buy a home, ...

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Canada Is Building More Homes, Why Is Buying Still Hard?

Canada Is Building More Homes, Why Is Buying Still Hard?

August 5, 2026 | Posted by: Manpprit Singh Pabla

You may have seen headlines suggesting that Canada is building more housing. That sounds like good news for homebuyers, and in many ways it is. More homes are essential to improving housing choice ...

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Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?

Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?

July 24, 2026 | Posted by: Manpprit Singh Pabla

Canadian homebuyers are hearing two different messages. One suggests that more homes are being built and buyers should wait for additional supply. The other warns that slower construction could limit ...

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July 15-2026 - Bank of Canada maintains the policy rate at 2.25%

July 15-2026 - Bank of Canada maintains the policy rate at 2.25%

July 15, 2026 | Posted by: Manpprit Singh Pabla

The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada's economy is showing signs of improvement. Gro ...

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What is the Average Mortgage Refinancing Rate Trend in Calgary Over the Past few Years?

What is the Average Mortgage Refinancing Rate Trend in Calgary Over the Past few Years?

July 10, 2026 | Posted by: Trintty Mortgage

Calgary Mortgage Refinancing follows a wider Canadian mortgage cycle over the past several years. However, the Mortgage refinancing rates in Calgary were very low during the COVID era, and this m ...

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How to Get a Second Mortgage in Calgary: A Step by Step Guide for Homeowners?

How to Get a Second Mortgage in Calgary: A Step by Step Guide for Homeowners?

July 10, 2026 | Posted by: Trintty Mortgage

When seeking to leverage your home equity in Calgary, a second mortgage can be a practical financial tool for homeowners. Whether you want to consolidate debt, fund home renovations, or manage an ...

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Get Expert Advice from Manpriit Pabla, an Experienced Punjabi Speaking Mortgage Broker in Calgary, AB

Get Expert Advice from Manpriit Pabla, an Experienced Punjabi Speaking Mortgage Broker in Calgary, AB

July 10, 2026 | Posted by: Trintty Mortgage

Are you a Punjabi-speaking first-time home buyer or a seasoned investor or homebuyer seeking to refinance in Calgary? If so, look no further and consider the professional Punjabi speaking Mortgage Bro ...

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Top 10 Documents You Need for Mortgage Pre-Approval in Calgary?

Top 10 Documents You Need for Mortgage Pre-Approval in Calgary?

July 10, 2026 | Posted by: Trintty Mortgage

When planning for mortgage pre-approval in Calgary it is important to understand the important documents required for the same. It is a smart first step in your home-buying journey. This process ...

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2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean

2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean

July 7, 2026 | Posted by: Manpprit Singh Pabla

Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closing costs, and day-to-day affordability all matter. ...

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Renewing Soon? Why Sticky Inflation Could Affect Your Mortgage Strategy This Summer

Renewing Soon? Why Sticky Inflation Could Affect Your Mortgage Strategy This Summer

June 22, 2026 | Posted by: Manpprit Singh Pabla

If your mortgage is coming up for renewal this year, you may be watching interest rate news more closely than usual. That makes sense. A renewal is not just paperwork from your lender, it is a cha ...

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