Mortgage Blog
Your Calgary and Alberta Mortgage Expert
What is the Average Mortgage Refinancing Rate Trend in Calgary Over the Past few Years?
January 17, 2026 | Posted by: Trintty Mortgage
Calgary Mortgage Refinancing follows a wider Canadian mortgage cycle over the past several years. However, the Mortgage refinancing rates in Calgary were very low during the COVID era, and this m ...
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Why Inflation Is Cooling but Homeownership Still Feels Expensive in Canada
January 13, 2026 | Posted by: Manpriit Pabla
If you have been watching the news, you have likely heard that inflation in Canada is coming down. That sounds like good news, especially for homeowners and buyers who have been under pressure from hi ...
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Private Mortgage v/s Hard Money Loans in Calgary: Key Differences
January 9, 2026 | Posted by: Trintty Mortgage
Are you one of those individuals in Calgary whom traditional banks refused to provide loans? If so, you need to consider the alternative lending options.Two of the most popular choices of alternative ...
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Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada
December 23, 2025 | Posted by: Manpriit Pabla
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...
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Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals
December 15, 2025 | Posted by: Manpriit Pabla
Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr ...
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Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%
December 10, 2025 | Posted by: Manpriit Pabla
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show res ...
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Who is a Private Mortgage Lender? Complete Guide to Calgary Home Buyers
December 5, 2025 | Posted by: Trintty Mortgage
Buying a home in Calgary can be challenging, and the mortgage process can feel overwhelming, especially if the traditional banks are not the right fit for your situation. This is where the privat ...
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How to Start Your First Home-Buying Journey in Calgary- Step-by-Step Guide
November 28, 2025 | Posted by: Trintty Mortgage
Buying a home in Calgary can be overwhelming if you are a first-time home buyer. The reason is that you are looking over 190 different neighbourhoods, changing market scenarios, and the entire process ...
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Fall 2025 Canadian Mortgage Trends & Insights Report
November 21, 2025 | Posted by: Manpriit Pabla
Did You Know ? Did you know that despite encouraging signs of stabilization in the Canadian mortgage market this fall, the national household debt-to-income ratio remained at an eye-opening 181.8 % in ...
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Nov. 2025 - How the Bank of Canada Rate Cut Affects Your Refinancing Strategy
November 10, 2025 | Posted by: Manpriit Pabla
On October 29 2025, the Bank of Canada (BoC) reduced its target overnight rate by 25 basis points to 2.25 %. For Canadian homeowners who are thinking about refinancing their mortgage, this move matter ...
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