Mortgage Blog

Your Calgary and Alberta Mortgage Expert

Category: Financial Planning (9 posts)

Tips for Improving Your Credit Score Before Applying for a Mortgage

Tips for Improving Your Credit Score Before Applying for a Mortgage

November 1, 2023 | Posted by: M Pabla

Tips for Improving Your Credit Score Before Applying for a Mortgage For many people, buying a home is a significant milestone in their lives. However, getting approved for a mortgage isn't always a s ...

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Bank Of Canada Rate Update June 7, 2023

Bank Of Canada Rate Update June 7, 2023

June 7, 2023 | Posted by: M Pabla

Bank of Canada raises policy rate 25 basis points, continues quantitative tightening The Bank of Canada today increased its target for the overnight rate to 4.75%, with the Bank Rate at 5% and the ...

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Should You Pay Off Your Mortgage Early? Pros, Cons, and Financial Considerations

Should You Pay Off Your Mortgage Early? Pros, Cons, and Financial Considerations

February 10, 2023 | Posted by: M Pabla

It's a dream to be able to pay off your mortgage early, but is there a downside?  While it sounds like a great idea, there are some factors to consider before doing so.  This article will ex ...

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Real Estate 101: Essential Tips for First-Time Home Buyers

Real Estate 101: Essential Tips for First-Time Home Buyers

February 3, 2023 | Posted by: M Pabla

Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...

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10 Essential Tips for Taking Out Your First Mortgage

10 Essential Tips for Taking Out Your First Mortgage

January 27, 2023 | Posted by: M Pabla

Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...

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Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

January 13, 2023 | Posted by: M Pabla

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

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Take Advantage of Low Interest Rates – Refinance Your Mortgage

Take Advantage of Low Interest Rates – Refinance Your Mortgage

January 6, 2023 | Posted by: M Pabla

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...

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Strategies to Dig Yourself Out of the Debt Hole

Strategies to Dig Yourself Out of the Debt Hole

December 3, 2022 | Posted by: M Pabla

Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ...

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Why You Need an Emergency Fund And How to Get One

Why You Need an Emergency Fund And How to Get One

December 3, 2022 | Posted by: M Pabla

Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ...

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