Mortgage Blog
Your Calgary and Alberta Mortgage Expert
Category: Financial Planning (9 posts)
Tips for Improving Your Credit Score Before Applying for a Mortgage
November 1, 2023 | Posted by: Manpriit Pabla
Tips for Improving Your Credit Score Before Applying for a Mortgage For many people, buying a home is a significant milestone in their lives. However, getting approved for a mortgage isn't always a s ...
read moreBank Of Canada Rate Update June 7, 2023
June 7, 2023 | Posted by: Manpriit Pabla
Bank of Canada raises policy rate 25 basis points, continues quantitative tightening The Bank of Canada today increased its target for the overnight rate to 4.75%, with the Bank Rate at 5% and the ...
read moreShould You Pay Off Your Mortgage Early? Pros, Cons, and Financial Considerations
February 10, 2023 | Posted by: Manpriit Pabla
It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ...
read moreReal Estate 101: Essential Tips for First-Time Home Buyers
February 3, 2023 | Posted by: Manpriit Pabla
Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...
read more10 Essential Tips for Taking Out Your First Mortgage
January 27, 2023 | Posted by: Manpriit Pabla
Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...
read moreShould You Spend the Full Mortgage Amount You're Approved For?
January 13, 2023 | Posted by: Manpriit Pabla
Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...
read moreTake Advantage of Low Interest Rates – Refinance Your Mortgage
January 6, 2023 | Posted by: Manpriit Pabla
Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...
read moreStrategies to Dig Yourself Out of the Debt Hole
December 3, 2022 | Posted by: Manpriit Pabla
Debt. It's something almost everyone will have at some point in their life. But what happens when your debt begins to get the better of you? What options are available? Some simple strategies can he ...
read moreWhy You Need an Emergency Fund And How to Get One
December 3, 2022 | Posted by: Manpriit Pabla
Building an emergency fund is something most people know they should do but few actually get around to doing. A recent study found that nearly two-thirds of Americans did not have an emergency fund, a ...
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